Can Shops Charge Extra for UPI or Ask You to Pay Cash Instead?
UPI remains free for consumers, but users are asking whether shops could add an extra fee or ask for cash if merchant charges return. Here is what is confirmed now, what RBI rules actually say, and what remains undecided.
Finance
Can Shops Charge Extra for UPI or Ask You to Pay Cash Instead?
UPI remains free for consumers, but users are asking whether shops could add an extra fee or ask for cash if merchant charges return. Here is what is confirmed now, what RBI rules actually say, and what remains undecided.
UPI MDR 2026: 0.4% Above ₹2,000 From October 15, Who Actually Pays?
₹2,000 is not a final UPI MDR threshold under the Government’s August 2026 clarification. Any future MDR would be limited and threshold-based, but the final rate, transaction threshold and merchant eligibility rules have not yet been announced.
UPI Charges After 2026 Act: Will Users Have to Pay? 7 Facts Explained
UPI users are not being charged after Parliament passed the 2026 Bill. P2P transfers remain free, consumer payments remain free, and any future MDR would concern only a limited set of merchant transactions under rules that are not final yet.
Is a 1601 Number Safe? 7 Checks Before You Trust the Caller
A 1601 number is assigned to eligible service and transactional callers after telecom-provider verification, but the prefix does not mean you should share OTPs, PINs or passwords. Here are seven checks to use before trusting the caller.
1600 vs 1601 vs 140 Numbers in India: 9 Key Differences Explained
1600, 1601 and 140 numbers serve different purposes in India. See which calls are for BFSI and government, which now cover utilities and delivery services, which are promotional, and why older websites may still describe 1601 differently.
1601 Number Meaning in India: 7 Critical Things to Know Before Answering
A 1601 number in India is being introduced for verified service and transactional calls from utilities, courier and logistics companies. Here is who can use 1601, what it does not guarantee, why older pages may say something different, and what the 90-day rollout means for consumers.
Azim Premji Scholarship Eligibility 2026: 10 Essential Rules to Check
Azim Premji Scholarship eligibility 2026 depends on government-school study, first-year college admission, course mode and eligible region. Check the 10 rules before applying.
CCMT National Spot Round Explained: Registration, Fees, Choice Locking and Physical Reporting
The official CCMT portal says the National Spot Round seat-allotment announcement will be available soon. The live result link is not yet confirmed, while physical reporting and balance-fee payment are scheduled from August 5 to August 11, 2026.
AP EAMCET Seat Allotment 2026: Final Phase Reporting Closed, What Next?
AP EAMCET seat allotment 2026 is now live. Check the official result route, download the allotment order, verify whether your course is affected by the fee-reimbursement notice, and complete self joining and college reporting from August 10–15, 2026.
X Original Content Rewards India: New Monetization Rules, Eligibility & Final Payout Dates
X is replacing Creator Revenue Sharing with Original Content Rewards. Indian creators can qualify, but the impression rule, original-content test and migration process are changing. Here are the new eligibility rules, final old-programme payouts and what creators should do next.
UPTAC Special Round 2026: Round 2 Reporting Ended Sep 7 — What Candidates Should Check Now
UPTAC Special Round 2026 registration closes August 10. Here is what the official portal currently confirms about registration, choice filling, fee payment and what candidates should complete before the deadline.
TNEA Accept & Join vs Accept & Upward: Which Option Keeps Your Seat?
TNEA Round 2 allotment is out. If you received a seat, here is what Accept & Join, Accept & Upward, Decline & Upward and the other confirmation choices actually mean, plus the August 13 reporting deadline.
EPFO Passbook Not Working? Latest Status, Claim Delays and What to Do
EPFO passbook not working? Here is the latest status on the Member Passbook issue, separately reported PF claim delays linked to CITES concerns, what still works, and what members should do next.
AAERI Verify DigiLocker: How the 2-Stage Australia Student Check Works
AAERI Verify has been unveiled with DigiLocker integration for Indian students applying to Australian universities. It introduces Student Check before application and Sponsor Check after an offer — but AAERI’s site still says “Coming Soon,” so public rollout details remain incomplete.
JNVST Class 6 Admission 2027: Applications Closed; Exam November 28
The JNVST Class 6 admission 2027 deadline is now August 10, 2026. The official NVS registration portal also confirms a separate correction window on August 11 and 12.
RBI Recovery Agent Rules 2026: 10 Critical Rights and New Phone-Lock Rules
RBI recovery agent rules 2026 take effect on January 1, 2027, with stricter recovery-call, home-visit and harassment controls plus new safeguards for restricting EMI-financed phones, tablets and laptops. Here is what borrowers can expect, what lenders may still do, and why older 90-day phone-lock reports are now outdated.
Recover a Hacked WhatsApp Account: 9 Critical Steps to Regain Control
Recover a hacked WhatsApp account using the correct recovery route for your situation: still logged in, suddenly logged out, verification code unavailable, SIM compromised, unknown linked device or repeated takeover after recovery.
Can Someone Clone Your WhatsApp? 7 Critical Facts About QR, Linked Devices and Clone Apps
Can someone clone your WhatsApp? Yes, but “WhatsApp cloning” usually means something different from what many users think. This guide explains Web Scanner apps, linked devices, QR-based abuse, GhostPairing and Dual App confusion.
GOBARdhan CBG Registration: Official Portal, Who Can Register and What It Does
GOBARdhan CBG registration now uses the dedicated MoPNG/EIL CBG portal. Check who can register, how the initial account setup works, where to find the registration certificate and why plant registration does not itself mean subsidy approval.
I4C Boss Scam Alert: RBI.zip and MCA.zip Can Hijack WhatsApp Web
I4C has warned about a Boss Scam campaign using RBI.zip, MCA.zip and fake account-statement files to hijack WhatsApp Web on Windows PCs. Check what I4CMHA-G means and what to do if you opened the file.